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| Rate* | Points* | APR* | |
| ADJUSTABLE RATE (ARM) | |||
| 10/1 | |||
| 7/1 | |||
| 5/1 | |||
| CONVENTIONAL FIXED RATE | |||
| 30yr | |||
| 15yr | |||
| *Full Rate Table & Details of Terms | |||
| Rates(%)* | Points | APR(%)* | Monthly Payment* | |
| Adjustable Rates | ||||
| 10/1 | ||||
| 10/1 ARM Interest Only | ||||
| 7/1 | ||||
| 5/1 | ||||
| 3/1 | ||||
| 3/1 ARM 10yr Interest Only | ||||
| 5/1 ARM 10yr Interest Only | ||||
| 7/1 ARM 10yr Interest Only | ||||
| Fixed Rates | ||||
| 40yr | ||||
| 30yr | ||||
| 25yr | ||||
| 20 yr | ||||
| 15yr | ||||
| 10yr | ||||
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These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Explanation of Terms *APR and Monthly Payment The APR and Monthly Payment calculation is based on a loan amount of $150,000.00 for the purchase of a owner occupied, with 75% Loan-to-Value (LTV), closing costs of $1,450.00 plus points shown, 15 days of prepaid interest and a 60-day lock. The APR shown for Adjustable Rate Mortgages (ARMs) may be increased or decreased after consummation. The closing costs can vary based on the location and transaction type. *Current rates Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary. Payment Stream Information
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| Rates(%)* | Points* | APR(%) | Monthly Payment* | |
| Fixed Rates | ||||
| 30 Yr Fixed P&I Jumbo | ||||
| 15 Yr Fixed P&I Jumbo | ||||
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These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Explanation of Terms *APR and Monthly Payment The APR and Monthly Payment calculation is based on a loan amount of $505,000.00 for the purchase of a owner occupied, with 80% Loan-to-Value (LTV), closing costs of $1,450.00 plus points shown, 15 days of prepaid interest and a 60-day lock. The APR shown for Adjustable Rate Mortgages (ARMs) may be increased or decreased after consummation. *Current rates Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary. Payment Stream Information
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